Credit Risk Management Policy Specialist FE CREDIT

• Implement new, monitor and adjust existing credit risk management policies to comply with product features, business strategies, internal procedures and regulations
• Be responsible for composing, issuing, managing and archiving documents related to credit risk management policies, application origination/ underwriting and approval process, credit bulletins and manual underwriting guideline of products for customers.
• Identify issues related to credit risk of products for customers and make suggestions to mitigate credit risk.
• Be responsible for reviewing, consulting on selling processes, products’ regulations for customers.
• Manage offer calculation including defining calculation logic of global eligibility/ credit limit, customer risk segments, risk-based pricing segments for customers.
• Coordinate with other units both internal and external to Risk Management Division to orientate the credit policies and underwriting mechanism, instructing on credit risk management policies of customers
• Engage with other relevant departments for monthly eligible base selection and offer preparation for customers

15 Leave off per year

100% salary during probation & SI/HI/UI on regulations.

13th Salary and Yearly Performance Bonus base on policy.

Bao Viet Healthcare for employee and relevant.

• At least 2 year experience working in Credit Risk Management/ Credit Underwriting/ Credit quality control
• Understanding of banking risk policies & procedures
• Solid knowledge in credit risk and risk management
• Knowledge and experience in LOS and DE systems
• Document writing skills
• Critical and analytical thinking
• Good verbal communication skills
• Careful, accuracy and pay attention to details
• Fluent in both Vietnamese and English.